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What the Real Estate Industry Needs to Know about the Insurance Industry and Climate Change

The insurance industry's keen interest in climate change goes back decades. Evan Mills, a climate change researcher at the University of California who specializes in the financial services sector, explains that climate change is a “stress test” for the insurance industry because “insurers abhor unquantified and unpriced risks, as well as market distortions” introduced by public policy makers.

Adapting to Climate Change in California

Many aspects of the Californian approach to controlling the greenhouse gases that cause climate change now have a sufficient track record to provide potential models or lessons for national and even international action. In comparison, the state's efforts on climate change adaptation, although multifaceted, are less well developed and thus far have focused largely on information sharing, impact assessments, and planning.